Your family member may have been referred to rehab after being in a hospital due to acute (current) illness, injury, or surgery. Rehabilitation (or simply “rehab”) is treatment to help patients regain (get back) all or some of the movement and function lost because of current health problem.
Rehab is very different from hospital care and can be very confusing for you and your family member. While your family member might still be quite ill and need medical attention, he or she will be expected to be active during the rehab process.
You will find that things are done differently in rehab than in a hospital. You will see many active patients and therapists in the halls and treatment rooms. In general, you will find rehab a positive “workout” atmosphere rather than a place for sick people.
Your family member will be expected to work as hard as possible during the rehab process, and you will have many responsibilities. For example, you will be expected to provide loose, comfortable clothing for your family member to make it easy for him or her to get dressed and to take part in treatment sessions. You will be expected to participate in meetings with the medical team.
Many patients and family members say this is a very confusing transition (move), especially since you may be coming directly from a hospital. This guide will give you some basic information to get you started and to help you and your family member understand the process.
Here are five important points to remember:
Patients often work with two or more rehab services. These include:
To repeat, rehab is hard work. Here are some factors that can affect a patient’s progress:
Insurance coverage can be confusing. Your family member may have Medicaid, Medicare, private health insurance, or some combination of these plans. Make sure you fully understand what insurance will and will not pay for. We strongly suggest that you learn more by talking with the financial office at your family member’s rehab facility.
Here are some basic facts about paying for rehab:
Medicaid. Medicaid will pay for rehab if your family member meets its strict guidelines about the type and amount of service. If your family member is eligible for Medicaid but does not yet have it, staff at the rehab setting can help you apply.
Medicare. Medicare may or may not pay for rehab services from a skilled nursing facility (SNF). To qualify, your family member must:
Medicare uses the term “benefit period” to define the time for rehab services. Here are some facts:
Medicare and Medicaid. Some patients are “dually eligible”; this means they have Medicaid and Medicare at the same time. When this happens, Medicaid pays for rehab services not covered by Medicare.
Private health insurance. Most health insurance plans follow the same guidelines as Medicare, but may require more frequent assessments of the patient’s restorative potential. Talk with the health insurance company when your family member is admitted to rehab and throughout the course of care.
Even when Medicare or other insurance pays for all or most of rehab, there may still be costs that you or your family member has to pay. They may include:
©2013 United Hospital Fund